Legal & Terms of Use
Last updated: July 7, 2026
Welcome to bloomwithrich.com (the “Site”), operated by PA & Associates, Inc. (“PA & Associates,” “we,” “us,” or “our”), the company through which Richard D. Palarea (“Rich”) provides coaching, speaking, and related services. By using the Site, you agree to these Terms of Use. If you don’t agree, please don’t use the Site.
Use of the Site
You may use the Site for lawful, personal, and business purposes. You agree not to misuse it — that includes not interfering with its operation, not attempting to gain unauthorized access, not scraping or harvesting content or data without permission, and not using it to violate any law or the rights of others.
Intellectual property
Unless noted otherwise, the content on this Site — text, graphics, logos, images, and the way it’s arranged — is owned by PA & Associates, Inc. or used with permission, and is protected by copyright and other laws. You’re welcome to view and share this material for personal, non-commercial use with attribution. You may not reproduce, republish, sell, or create derivative works from it for commercial purposes without our written permission.
Trademarks
Bloom Growth™ and the Bloom Growth Operating System are trademarks of their respective owner and are used here under license in connection with Rich’s certified coaching practice. Flourish and the bloomwithrich mark are associated with PA & Associates, Inc. and Richard D. Palarea. Other product and company names mentioned on the Site are the trademarks of their respective owners, referenced for identification only, and no endorsement is implied.
No professional advice
The Site, and the coaching, speaking, and written materials described on it, are provided for general informational and educational purposes. They are not legal, financial, tax, investment, or other professional advice, and using the Site does not create a coaching, advisory, or other professional relationship on its own. Business decisions are yours to make — and for legal, financial, or tax questions, please consult a qualified professional who knows your situation.
Testimonials and results
Client stories and results shared on the Site reflect specific experiences and are not guarantees. Coaching outcomes depend on many factors, including a team’s own effort and circumstances, and your results may differ.
Third-party links
The Site links to third-party websites and tools — for example bloomgrowth.com, our scheduling page, and social profiles. We provide these links for convenience and don’t control or endorse those sites. We’re not responsible for their content, products, or practices, and your use of them is governed by their terms.
Disclaimer of warranties
The Site is provided “as is” and “as available,” without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We don’t warrant that the Site will be uninterrupted, error-free, or free of harmful components.
Limitation of liability
To the fullest extent permitted by law, PA & Associates, Inc. will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising out of your use of — or inability to use — the Site or its content. This limitation applies to PA & Associates, Inc., Richard D. Palarea, and anyone acting on their behalf.
Changes to these terms
We may update these Terms of Use from time to time. When we do, we’ll revise the “Last updated” date above, and your continued use of the Site after a change means you accept the revised terms.
Governing law
These Terms of Use are governed by the laws of the State of Maryland, United States, without regard to its conflict-of-laws rules. Any dispute relating to the Site or these terms will be handled in the state or federal courts located in Maryland.
Contact us
Questions about these terms? Reach us at rich@bloomwithrich.com. For how we handle your information, see our Privacy Policy.